Well Happy 2024!  It has been forever since I have written.  I have been studying for my CFP exam and that has been all encompassing.  I...

How much is too much? My kids had a very good Christmas. Santa was able to bring them scads of presents while we were at Great Wolf...

Lack of success. The action or state of not functioning. Failure. I am a failure, at a lot of things, but yesterday I was able to fail...

The other day I was in our small bathroom when I noticed the trim looked funny. It was all bubbled up like maybe there was water damage....